In this policy:
BSR means BSR Australia Limited 84 122 529 695, and its subsidiaries BSR Franchising Pty Ltd ABN 21 122 556 094, Stan Cash Online Pty Ltd ABN 25 142 725 997 and Stan Cash Superstore Pty Ltd ABN 26 160 223 914.
BSR Group includes BSR, BSR Group Brands and BSR Group Retailers.
BSR Group Brands means all brands owned by BSR including Betta Home Living, Designer Appliances, Furniture Zone, Stan Cash Billy Guyatts and RT Edwards Commercial.
BSR Group Retailers refers to retailers with a current franchise or service agreement with BSR Franchising Pty Ltd to licence one or more BSR Group Brands.
Loyalty Programs refers to various customer loyalty programs offered by our BSR Group Brands including but not limited to Club Betta, the Insider’s Club and Billys Best Buys.
Personal Information has the meaning given to it under the Privacy Act 1988 (Cth).
includes any information about a person’s racial or ethnic origin, political opinion, membership of a political association, religious beliefs or affiliations, philosophical beliefs, membership of a professional or trade association, membership of a trade union, sexual preferences or practices, criminal record or health information.
References to we, us and refer to BSR, unless the context expressly refers to the BSR Group.
Collection of Personal Information
BSR Group collects, holds, uses and discloses personal information for a number of purposes connected with our business operations, which include when you:
order goods or services from us (either online, in-store or over the telephone);
collect or take delivery of goods that you have ordered from us;
set up an account with us;
subscribe to our catalogues, mailing lists or join our Loyalty Programs,
enter competitions or promotions that we run;
provide us with your details for customer care purposes including Back Up Plans;
provide information via one of our websites or social media pages ( Facebook, Twitter, Instagram), enter a competition or complete a survey, send us an enquiry, provide us with feedback,
apply for a job at BSR or apply to become a BSR Group Retailer; and
via your use of wireless internet access and video cameras when you visit one of our stores.
BSR Group generally collects personal information directly from you. However, BSR Group also holds information collected incidentally regarding individuals who work for companies or organisations that have a business relationship with us.
The information collected allows us to process and fulfil your orders and notify you of your order status, arrange delivery and assess potential new members of the BSR Group and potential new employees of BSR.
Wherever it is lawful and practicable, we will give you the option of not identifying yourself or using a pseudonym when dealing with our company. However, if you do not provide us with the information that is requested, BSR or the relevant BSR Group Retailer may not be able to deliver relevant goods and services, perform obligations pursuant to Back Up Plans, or fulfil your order or transaction. For personal information collected and used in relation to potential BSR Group Retailers, please see the Additional Information below.
Types of Personal Information we collect
The types of personal information we collect or which we may hold about you may include:
Drivers licence number;
Date of birth;
Your for social networking sites that you use, or refer to, in conjunction with goods and services;
Information contained on (and copies of) identification documents (such as driving licences), where we are required to verify your identity;
Information on how you use our products and services;
CCTV images of you whilst you are in one of our stores; and
Business financial details and supplier details (of retailers associated or seeking to be associated with or applying for credit from BSR).
Where BSR is required to collect sensitive information, for example, health information where relevant for employment with BSR, we will always explain the purpose.
Collection of Personal Information through our websites
The Sites may contain links/plug-ins to other sites. BSR is not responsible for the content of, or the privacy practices or policies of those sites, we will only deal with reputable service providers, we recommend that you read the privacy statement of the third-party site if you are redirected.
How we use and disclosure of Personal Information
At BSR we will use your personal information primarily for the following purposes:
Fulfilling and processing your orders, and/or disclosing the personal information to other members of the BSR Group in order to fulfil and process your orders;
Marketing and promoting our products and services and our retailers’ products and services, and/or disclosing the personal information to members of the BSR Group them to market and promote their products and services to you;
Disclosing your personal information to members of the BSR Group, and suppliers and manufacturers to assist with recording proof of purchase and fulfilling warranty, Back Up Plan and consumer guarantee obligations;
Facilitating and enhancing the BSR Group’s relationship with you and providing Loyalty Programs;
Performing research and statistical analysis, including for customer satisfaction and product and service improvement purposes;
Creating new or tailoring existing products, services or offers, and to selectively target promotional offers and opportunities;
Protecting the security of members of the BSR Group, as well as our staff, customers, suppliers and goods and services (including theft and fraud prevention);
Answering queries, resolving complaints and responding to social media communications;
Internal accounting and administration including to our insurers and insurance brokers;
Regulatory reporting and compliance including law enforcement agencies; and
Providing IT support.
In addition to the above, you return goods to the BSR Group for repair and those goods contain personal information (for example on a mobile phone or computer), you consent to the BSR Group disclosing any personal information contained on the goods to the repairer by way of the BSR Group retailer sending the goods to the repairer.
We may distribute your personal information within the BSR Group for all the purposes described disclose it to trusted third parties in connection with our normal business operations. For example, we may disclose your personal information to financial institutions for the purposes of payment processing, or to third party contractors for the purposes of validating or completing your transaction, delivery, service and warranty. Where stock is unavailable, we may disclose your personal information to a subcontractor for the purposes of fulfilling your order. In the case of job applicants, we may provide your personal information to your referees. We may also disclose your personal information to regulatory, investigative or government bodies to comply with laws.
Direct Marketing and Opting Out
By providing your address, email address and telephone numbers to the BSR Group, you consent to us contacting you for the purposes set out above. We may contact you in a variety of ways, including by mail, email, via social media, SMS, MMS and telephone.
BSR complies with the Spam Act 2007 (Cth) and other applicable laws. If you do not wish to be contacted by the BSR Group about the other products and services we offer, simply write, phone, fax or email us using the contact details set out below and we will remove you from any mail, telephone or electronic lists used by us for marketing purposes. Please be sure to include your name, address, phone number and any other relevant details in your request, so that we can be sure to remove all personal information which may be held in our database.
Alternatively, you can use the unsubscribe facility that we include in our electronic messages to opt out of receiving those types of messages.
Please be aware we may contact you for administrative or transactional purposes, to notify you about important changes or to respond to your enquiries, even if you unsubscribe from our mailing list.
Express consent can be verbal or written, for example when you purchase a product online. Your implied consent is taken when you contact a member of the BSR Group either online, by phone or instore and provide us with personal information.
BSR will take reasonable steps to protect the personal information we hold from misuse, interference and loss and from unauthorised access, modification or disclosure. At BSR Head Office, both physical and electronic security mechanisms are in place and undergo routine review and testing. Personal information that is no longer needed or required to be retained for legal purposes will be destroyed or permanently de-identified as appropriate.
While we endeavour to protect the personal information of users of our Site, we cannot guarantee the security of information you disclose online; that information is disclosed at your own risk. You can help protect your personal information by keeping your account details confidential. If you become aware of any security breach, please let us know immediately.
Disclosure of Your Personal Information Overseas
In order to supply goods and services to the BSR Group Retailers and their customers, BSR may need to disclose personal information to one or more overseas recipients, including but not limited to third party service providers, suppliers and manufacturers.
Where we disclose personal information to an overseas recipient, we will take such steps as are reasonable in the circumstances to ensure compliance with Australian Privacy Principle 8 Cross-border disclosure of personal information.
We have listed below the known countries and regions in which the overseas organisations with which we share your personal information are located.
Asia Pacific region
It is not always practicable to know in which country your information may be held, for example, when your personal information is stored in cloud or other networked or electronic storage. In these types of circumstances, disclosures may occur in countries other than those listed above.
Overseas organisations may be required to disclose information we share with them under foreign law. In those instances, we will not be responsible for that disclosure.
Credit Applications and Accounts
Any credit-related personal information we may collect with regards to credit applications and accounts is subject to the terms of our Credit Information Policy available by contacting the Privacy Officer.
Potential BSR Group Members
BSR collects the personal information provided by you in an application for a franchise or to become a BSR Group Retailer for the purposes of:
Assessing your suitability for our franchise system / group;
Assessing your creditworthiness;
General administration and provision of services to you as a BSR Group Retailer; and
Recording your interest in becoming a retailer with the BSR Group.
We do not disclose or sell your personal information to any unauthorised third party, and it will only be distributed to our related corporations or disclosed to relevant parties for the purposes of carrying out the above activities. For example, we may disclose your details to suppliers, credit providers, underwriters and service providers.
If you do not accurately provide us with the information we request, we may not be able to process your application or grant you a franchise.
Integrity, Access and Correction
We take all reasonable steps to ensure the personal information we and use is accurate, up-to-date and complete. You can help us keep the personal information we hold by advising us of any changes to your contact details.
If you wish to access the information we hold about you, please send an email to our Privacy Officer (see contact details below) and we will respond to you within 30 days. We may ask you to verify your identity before processing any access or correction requests. A handling fee may be payable so that we can obtain the information you require.
Access, Contact and Complaints
If you require further information, wish to access, update or correct your personal information, opt out from marketing or make a complaint, please contact us at:
The Privacy Officer
PO Box 1296
Eagle Farm QLD 4009
All complaints received by the Privacy Officer will be dealt with fairly and in a timely manner considering all the circumstances of the complaint. In most cases, we expect that complaints will be and a response provided within 30 days of receipt of the complaint.
If you do not receive a satisfactory response from BSR within 30 days you may refer your query, problem or complaint to the Office of the Australian Information Commissioner via the contact details listed at www.oaic.gov.au.
Additional Information – BSR Group Retailers